How much is my case worth?
This is the hardest question for an injury attorney to answer for his clients. Determining the value of your injury claim will depend on the nature and severity of your injuries, the facts and circumstances surrounding the case, insurance policy limits and the nature defendant. A case's worth is based on five areas, assuming that the liability issue is straightforward. These areas include:
What do I need to do to recover for my injuries?
First you need to contact us and let us evaluate your case. We will evaluate the liability of the person who caused the accident. Then we will evaluate the potential insurance coverage for you from both the negligent party and your insurance policies. We will then fully investigate all of your injuries and treatment and ensure that you are fully healed from you accident.
How long will my personal injury claim and/or lawsuit take?
It's difficult to determine how long it will take to resolve a personal injury claim or lawsuit. Every case is different. I like to inform my clients that it will take as long as it takes. While that doesn’t sound good to a lot of people it is the truth.
Once we take the case we must insure that you recover as completely from your injuries as possible. If we try to settle your claim or file it in court to early once you agree to settle your claim is over. You cannot recover any additional money once you settle. Therefore, it is imperative that we take our time and make sure you are as healed from your injuries as possible.
Once that is done we will order all of your medical bills and records and provided the defendant and/or their insurance company a demand package. At that point we will begin exhaustive negotiations to resolve your claim. We of course will keep you informed throughout the whole process. Once the insurance company has made a final offer you get to decide if you want to accept the offer or file the case in court.
As you can see this is not a speedy process but we must ensure that you are recovered from your injuries and that the insurance company makes a fair offer for your injuries. This can take weeks, months and in some rare cases years.
If the insurance company does not make a fair offer and the case is filed in Court then it will most certainly take more to fully resolve your case.
Therefore, no general timetable can be established for personal injury cases. A personal injury clam may settle in a few months without the need for a Court, while others can take years to complete. You must remain patient and know that we are working hard to recover for you.
How soon should I file a lawsuit?
You should contact us as soon as possible following your accident. Injury victims only have a short period of time to file a lawsuit or settle their claim or they will be barred by the Statute of Limitations. That means that if you fail to file or settle within statute of limitations the defendant will not owe you any money for your injuries.
That said until you have finished treating for your injuries and/or are reasonable certain about your diagnosis and treatment plan it may be premature to file a lawsuit. Before you make a decision to file or wait, contact us first.
What is negligence?
To have a viable personal injury claim, you must have been injured from the negligence of another individual or entity, business, company, etc. Negligence is the failure to exercise a reasonable standard of care for the safety of others. If the defendant fails to act as a normal reasonable person, he or she may be liable for damages sustained by others.
Can I still pursue compensation if I was partially at fault for my injuries?
It depends on where you live. In Alabama you cannot recover if you are even partially at fault. This is called contributory negligence and is a complete bar to your recovery. Some states allow victims to recover compensation if they were partially at fault for their injuries. In these cases, the amount of any award is decreased in accordance with the victim's own degree of responsibility for the accident.
Should I sign a release?
Before signing anything, be sure to contact us first to ensure your rights are protected. If you sign a release, you may be unable to recover any further damages for your injuries. In most instances the insurance company will offer an early settlement, which will not fully compensate the victim, as they are still treating with a physician and undergoing medical treatment. You may have a long term injury that requires extensive treatment. Once you sign the release you will receive no further compensation.
They didn’t pay all my damages and I have full insurance coverage, why?
A lot of drivers believe or were told by their insurance company that they have full coverage. In reality they may not insured under certain circumstances. There are numerous types’ insurance coverage. Without the right coverage options you may not recover under some circumstances.
TYPES OF COVERAGE
Liability: This insurance covers any damages you may cause to the property or bodily injuries you cause to another person.
Uninsured/Underinsured Motorist Coverage: This insurance covers you if the person at fault for the accident does not have insurance or does not have enough insurance to compensate you for your injuries, or they do not have enough money to pay you.
Medical Payments Coverage: Is insurance coverage that will pay your medical bills related to your injuries up to the amount listed on your policy.
Contact your insurance company and discuss what coverage you have. If you feel you have a particular coverage or have a policy that shows you have it and the insurance company is trying to avoid paying your claim call the Vickrey Law Group and we will assist you with your claim.
If this is not the case, and you in fact do have full insurance coverage, the insurance company may be trying to minimize its payout to you. There are often large disagreements about the specific wording in insurance policies, how much a claim is worth, and who if anyone is responsible for your injuries. If other insurance or health insurance companies are involved, there may be disagreements over who is responsible for the payment of your medical bills or who is responsible for paying them first. These issues can cause serious delays in handling of your personal injury claim.
You have mentioned “file in Court” and “lawsuit” What does that mean?
The act of filing legal papers, complaints, lawsuits and other documents suing another person or entity for your injuries at the courthouse is filing it in court or filing a lawsuit. You the client make the determination about filing a suit and give the authorization to file suit after all other options have been exhausted by attempting to negotiate a fair settlement. When a case is filed in court, it does not necessarily mean that you will go to trial in a week, or that you will be constantly going back and forth to the court for trials or hearings. Most cases will still resolve through settlement during the litigation process, although a few can only be resolved after a jury trial.
What is a contingency fee?
A contingency fee means that you do not owe your lawyer any money unless and until they are able to obtain a settlement for your personal injury claim.
Or call Alan direct at (205) 632-5136
1927 7th Street
Tuscaloosa, Alabama 35401
Office: (205) 632-5136
Fax: (205) 632-5156